Medicaid for only my husband and unborn child, but not me?

I am covered under my mom's insurance until I am 26. I'm only 22 right now, and pregnant. My husband has no health insurance at all. Would it be smart to have just my husband apply for Medicaid for himself and our unborn child? I ask this because with both mine and my husband's income, we go a couple hundred dollars over the income guideline, but without my income he'd be below the guideline. Would it even matter? We have looked at so many quotes for family health insurance, and there's no way we could afford even the cheapest that we've found.Medicaid for only my husband and unborn child, but not me?Neither of you can apply for medicaid for the child, until it is born. Many states also won't give medicaid to able bodied adults (your husband). And although unborn baby counts as a person if YOU are applying for Medicaid, he won't count as a person for husband to apply for Medicaid. Most of the time, if MOM is on Medicaid, baby is automatically covered for the first month or two (depends on state), but it doesn't work that way for dad.



Additionally, the income guidelines for a pregnant woman, are way WAY higher than for an adult man . . .so if you were looking at the income sheet for pregnant women, that won't apply to your husband's benefits.



Yes, family health insurance is very expensive.Medicaid for only my husband and unborn child, but not me?
If you live together and you go over the income guideline together, then he cannot get medicaid for himself. Even if he applies only for himself and the child, he cannot get it unless the income of the entire household, including you, is below the guideline. For anyone in the household to get medicaid, the income of everyone in the household must be below the guideline.



In most states, the guideline is different when applying for a child than it is when applying for an adult. If the combined income of you and him is below the guideline for an application for a child, then one of you (it does not matter which one) should apply for the child only. The income of the entire household must be shown, but the guideline may be higher.Medicaid for only my husband and unborn child, but not me?You have another problem looming in addition to the above answers about husband being ineligible for Medicaid. Because of the healthcare deform act you cannot add your child onto your parent's policy nor will any insurance company write a policy on your new baby only. To get the child insured your husband will also need to be on the policy or he'll need to get employment that has health benefits.Medicaid for only my husband and unborn child, but not me?
I don't believe medicaid will allow your husband to be put on it but it will allow you if you don't have any insurance. The medicaid program sucks and you have to be dirt poor before they will allow you any assistance, and the people who fall over that category are really screwed as far as being able to afford medical care.Medicaid for only my husband and unborn child, but not me?You may not need it but, you cannot exclude your income when he is applying. Imagine if this was allowed? SAHMs could file without their husband's income. My husband is the bread winner in my house and without his income, I could get every government assistance program available.Medicaid for only my husband and unborn child, but not me?
He can apply - but in most states, Medicaid eligibility depends on HOUSEHOLD income. Obviously, you cannot apply for the child until after he/she is born.

carolina skiff