Thursday, February 23, 2012

What health insurance would you recommend for a LLC business owner?

Our last insurance ended 12/14/05.

Both owners do not take a paycheck.

Wife is not listed as an owner %26amp; would like to have more children.

Wife is currently not pregnant.

All employees work under 25 hours/ week.

Don't have a lot of money for insurance so would like to keep it as cheap as possible as long as it has prescription coverage for a child.



NEED ADVICE ASAP! Thanks!What health insurance would you recommend for a LLC business owner?You need to find a good agent to recommend the best carrier but in order of least expensive to most expensive



HMO, POS, Direct Access, PPO

You may be able to get by with the HMO with a hospital copay rider and prescription card. It wont be the absolute cheapest but good coverage with low risk exposure. I'm not sure where you are from so its hard to say what company is best in your area.What health insurance would you recommend for a LLC business owner?There are coops available for insurance that you may be able to join to help keep rates low (rates are lower with the more people insured so combining 10 small businesses into one bargaining unit is more attractive than 10 individual ones)What health insurance would you recommend for a LLC business owner?Can't help you on this one, but I'm just doing you a favor to supply you with answers - because you said you needed some...!What health insurance would you recommend for a LLC business owner?
I need to know what state you are in and more specifics about the insureds. Perhaps my broker can shop your case.

Health insurance can be tricky alot more information is needed to give you a satisfactory answer.



http://www.beachamfinancial.com/
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