My husband has to provide health insurance in his child support order (please read rest if u think u can help)

He provided insurance thru his employer and then we moved to CA (his daughter lives in MA) Out here, we could not find a carrier to provide insurance for her out there so her mother put her on her work insurance, and we paid 50% more in child support. In March, my husband became eligible to put her on his new work's insurance plan which we did. He got in a car accident and then was laid off, and his insurance just expired with the company (Union). Now her mother wants to put her back on hers but is asking an unreasonable amount for it (we found insurance for 50/wk, she wants 90/wk.) She took so long in asking for the extra money now we cant get it for Nov 1st and there will be a lapse in coverage.

My question: Should we just give her mother the additional money she asked for until we can get the coverage in Dec? By court order, he is required to provide insurance "at a reasonable cost" Her's is NOT reasonable. What should we do?My husband has to provide health insurance in his child support order (please read rest if u think u can help)In the course of my employment, I've reviewed hundreds of divorce decrees from all over the country. I've never seen a single one that required the father to pay to keep the child on the mother's work plan.



If the policy you found will be cheaper and provides adequate coverage, then tell the mom too bad. Your husband is obligated to keep coverage on his child...he's not obligated to reimburse her for deciding to place the child on her work plan. As long as he's providing a plan that will provide adequate coverage, she can't say anything about it. ("Adequate coverage" is often spelled out in the divorce decree.)



Give her the money for November, if you wish. (Its probably the right thing to do, though I doubt that a court would force you to do so. A one month lapse in coverage until the new policy starts in November probably wouldn't be significant to the court, as long as you could document that a new policy was going to begin soon. Your husband, of course, should be liable for medical bills during that time.)My husband has to provide health insurance in his child support order (please read rest if u think u can help)
"Reasonable" is a loose term but being asked to pay 80% than what it is worth seems unreasonable. From a logical standpoint the mother's total cost for the difference in insurance seems reasonable. (Meaning her cost for just herself vs. the cost of adding her daughter to the policy.)



To save a headache ask her if she'd be willing to take cost + 10%. Still a pain in the keister but it might save some longer-term arguments.My husband has to provide health insurance in his child support order (please read rest if u think u can help)the best advice is for YOU to stay out of it. obviously, you are involved because the money you and your husband make are involved, but the issue is between the childs parents. you can vent to your husband and your girlfriends all you want, but you should never be in contact with the mother.



that said, you should probably just pay what shes asking. im saying that because its only for a month - if it were more permanent, there would be a bigger issue, but i say suck it up for the month. thats probably not what you wanted to hear, but is all the drama really worth the $160 youd save?My husband has to provide health insurance in his child support order (please read rest if u think u can help)
Your husband should not have waited past the due date for her response. I don't think he will get in too much trouble for the lapse in insurance for one month, but if the child has any medical bills, he will be responsible for them. You could give the mother what she is asking for until the new insurance starts in Dec. That way the child will be covered.



If your husband does not want to be bullied by this woman, he should do what the court order requires of him and not let "waiting for her response" be the reason he did not take action.



He could also check with the previous insurance company and see if he can extend coverage for 1 month. Usually they will let you do that even if you are no longer employed as long as you pay the premium.My husband has to provide health insurance in his child support order (please read rest if u think u can help)Get the coverage for December. Go uninsured for the month. Her's is so silly high, I bet it's fake - ie, half for the insurance company, half for her pocket.



Or, offer the mother, to pay the money DIRECTLY to her insurance company, but NOT TO HER.