Can a father's health insurance cover the prenatal care of the mother who is carrying the child & the delivery?

We are covered under separate health insurance plans by our respective employers (she has an HMO, I have a PPO-HSA). There is a local hospital and OB-GYN medical group that is considered to be amongst the best in our area; although insurance does not include the hospital and medical group in their network, mine does. Can the medical bills for the pre-natal care and delivery be covered under my insurance (considering that it as much my child as it is hers) even though has own health insurance that would cover the expenses from a different provider?Can a father's health insurance cover the prenatal care of the mother who is carrying the child %26amp; the delivery?If the father's insurance is an individual policy (not a family policy) then no, it would not cover the mother's medical expenses for anything, including prenatal delivery.



On the other hand, if you have a family policy (covering both of you) then she would be covered. I think she can elect to go under your coverage for the preganacy and delivery, even if she has her own coverage, as long as your policy covers both of you.



Your best bet is for you each to check with your respective insurance carriers.Can a father's health insurance cover the prenatal care of the mother who is carrying the child %26amp; the delivery?mother can only use the insurance that she is enrolled in.